What does it mean if your destination is on the red list?
Returning from red-listed destinations
- Take a pre-departure COVID-19 test and receive a negative test result 72 hours before you travel to the UK.
- Complete a passenger locator form 48 hours before departure.
- Book and be able to confirm your place in a designated quarantine hotel.
- Self isolate for ten days in the hotel and take the two COVID-19 tests included in your quarantine package.
What does travel insurance usually cover?
- Medical expenses for any emergency treatments or repatriation you require is typically covered unless they relate to a pre-existing medical condition.
- Your travel insurance cover should include contents protection for theft, damage and accident. The amount you can expect as reimbursement will depend on the policy, so it is worth checking the extent of content’s cover, especially if you are travelling with expensive gadgets. Many travel and expense reimbursement policies have exclusions in place for high-value items such as laptops, cameras, and mobile phones, so you may need to take out additional cover for these.
- Travel insurance policies typically include cancellation cover under certain circumstances. For example, if your destination goes onto the red-list after you depart, you will have cover for curtailment and any expenses you incur. Another scenario where you will have cover is if you have a single trip or multi-trip policy in place.
- Scheduled airline failure insurance or SAFI comes included in many travel insurance policies. As flights booked directly with airlines are not subject to the ATOL protection package holidays receive, SAFI protects travellers if an airline goes into bankruptcy and can no longer provide their scheduled flight.
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